Commercial auto insurance provides broad protection that can be important to many people, including truck drivers, snow plow operators, tow-truck drivers, couriers, business owners, and even pizza delivery guys.
Many of the common types of personal car insurance coverages apply to commercial insurance, such as:
- Bodily Injury Liability
- Property Damage
- Medical Payments
- Personal Injury Protection (PIP)
As a commercial vehicle driver or owner, you may be required to carry some or all of these coverages. Even if you’re not, it’s still wise to consider having them. A solid commercial auto insurance plan can save you from a financial disaster, no matter if you’re an independent contractor or the CEO of a multi-million dollar company.